1. Why was the Notice issued?
2. What is this lawsuit about?
3. What is a class action?
4. Why is there a settlement?
5. Who is included in the Settlement?
6. Are there exceptions to being included?
7. What does the Settlement provide?
8. What claims am I releasing if I stay in the Class?
9. How do I submit a claim for a Settlement benefit?
10. Are there any important Settlement payment deadlines?
11. When will the Settlement benefits be issued?
12. Do I have a lawyer in the case?
13. Should I get my own lawyer?
14. How will Class Counsel be paid?
15. How do I opt out of the Settlement?
16. How do I tell the Court if I like or do not like the Settlement?
17. What is the difference between objecting and excluding?
18. When is the Court’s Final Approval Hearing?
19. Do I have to come to the Final Approval Hearing?
20. What happens if I do nothing at all?
21. How do I get more information?
The Supreme Court for Warren County, New York, authorized the Notice. You have a right to know about the proposed Settlement of this class action lawsuit, and about all of your options, before the Court decides whether to grant final approval of the Settlement. The Notice explains the lawsuit, your legal rights, what benefits are available, and who can receive them.
The lawsuit is called Joanne Vannier and James Ciuffo v. Parks Heritage Federal Credit Union, Case No. EF2025-73702. It is pending in the Supreme Court for Warren County, New York. The people that filed this lawsuit are called the “Plaintiffs” (or “Class Representatives”) and the company they sued, Parks Heritage Federal Credit Union, is called the “Defendant.”
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This lawsuit alleges that during the July 2024 targeted cyberattack on Parks Heritage's computer systems, certain files that contained private information were accessed. These files may have contained personal information such as name; Social Security number; financial information; credit card number; and debit card number.
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In a class action, one or more individuals sue on behalf of other people with similar claims. These individuals are called the “Plaintiffs” or “Class Representatives.” Together, the people included in the class action are called a “Class” or “Class Members.” One court resolves the lawsuit for all Class Members, except for those who opt out from the Settlement. In this Settlement, the Class Representatives are Joanne Vannier and James Ciuffo. Everyone included in this Action are the Class Members.
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The Court did not decide whether the Plaintiffs or the Defendant are right. Both sides have agreed to a Settlement to avoid the costs and risks of a trial, and to allow the Class Members to receive benefits from the Settlement. The Plaintiffs and their attorney think the Settlement is best for all Class Members.
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The Court has defined the Class this way: “All individuals residing in the United States whose Personal Information was compromised in the Data Security Incident experienced by Parks Heritage Federal Credit Union which began on or around July 17, 2024, until July 27, 2024, including all those who received notice of the Data Security Incident.”
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Yes. Excluded from the Class are: (1) Parks Heritage and its officers, directors, and related companies; (2) anyone who validly excludes themselves from the Settlement; (3) the Judge in this case, and the Judge’s family and staff; and (4) anyone who perpetrated the Data Security Incident.
If you are not sure whether you are a Class Member, you can ask for free help any time by contacting the Settlement Administrator at:
Parks Heritage Data Security Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
Email: info@ParksHeritageDataIncident.com
Call toll free, 24/7: (833) 421-7241
You may also view the Settlement Agreement here.
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All Settlement Class Members may enroll in Credit Monitoring Services and choose either Cash Payment A (Documented Losses) or Cash Payment B (Alternative Cash Payment). Settlement Class Members may not receive both Cash Payment A and Cash Payment B. The benefits are explained in more detail below.
Credit Monitoring Services. All Class Members are eligible to enroll in two years of CyEx Financial Shield Complete. This comprehensive service comes with $1 million of financial fraud insurance, and includes monitoring for:
fraud or identity theft
unauthorized financial transactions
personal information associated with high-risk transactions
If anything suspicious happens, you will be able to talk to a fraud resolution agent to help fix any problems.
Cash Payment Options
Cash Payment A: Compensation of Documented Losses. If you incurred actual, unreimbursed, documented out-of-pocket losses due to the Data Security Incident, you can get back up to $4,500.00. The losses must have occurred between July 17, 2024, and September 8, 2026.
This benefit covers out-of-pocket expenses like:
losses because of identity theft or fraud
fees for credit reports, credit monitoring, credit repair services or freezing and unfreezing your credit
attorneys' fees and accountants' fees incurred because of the Data Security Incident
cost to replace your IDs
postage to contact banks by mail
You need to send proof, like bank statements or receipts, to show how much you spent or lost. You can also send notes or papers you made yourself to explain or support other proof, but those notes or papers alone are not enough to make a valid claim. Your proof or notes should show that your expenses were because of the Data Incident.
You cannot claim a payment for expenses that have already been reimbursed by a third party.
Reimbursement for Lost Time. Class Members who spent time responding to the Data Security Incident may claim up to four hours, at $25.00 per hour, for a maximum of $100.00. Reimbursement for lost time is also subject to the $4,500.00 cap on documented losses.
You must have spent the time on tasks related to the Data Security Incident. Some examples include things like:
changing your passwords
investigating suspicious activity in your accounts
researching the Data Security Incident
You must briefly describe how you spent this time.
Cash Payment B: Alternative Cash Payment. Instead of any other cash payment option (above), you may claim a one-time cash payment of $75.00. You do not have to provide any proof or explanation to claim this payment.
If you have questions about these benefits, you can ask for free help any time by contacting the Settlement Administrator at:
Parks Heritage Data Security Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
Email: info@ParksHeritageDataIncident.com
Call toll free, 24/7: (833) 421-7241
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If you stay in the class, you won’t be able to be part of any other lawsuit against Parks Heritage about the issues that this Settlement covers. The “Releases” section of the Settlement Agreement (Section IX) describes the legal claims that you give up if you remain in the Class. The Settlement Agreement is available here.
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The fastest way to submit your Claim Form is online here. If you prefer, you can download a printable Claim Form here and mail it to the Settlement Administrator at:
Parks Heritage Data Security Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
You may also contact the Settlement Administrator to request a Claim Form by telephone, toll free, (833) 421-7241, by email info@ParksHeritageDataIncident.com, or by U.S. mail at the address above.
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If you are submitting a Claim Form online here, you must do so by September 8, 2026. If you are downloading a Claim Form here and submitting a claim by U.S. mail, the completed and signed Claim Form, including supporting documentation, must be postmarked no later than September 8, 2026.
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The Court will hold a final approval hearing on November 2, 2026 (see Question 18). If the Court approves the Settlement, there may be appeals. We do not know if appeals will be filed, or how long it will take to resolve them if they are filed.
Settlement payments will be distributed if the Court grants final approval, and after any appeals are resolved.
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Yes, the Court has appointed attorney Cassandra P. Miller of Strauss Borrelli PLLC, to represent you and other Class Members (“Class Counsel”).
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You will not be charged for Class Counsel’s services. If you want your own lawyer, you may hire one at your expense.
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Class Counsel will ask the Court to approve $225,000.00 as reasonable attorney's fees and reimbursement of litigation costs. This amount will be paid by Parks Heritage.
Class Counsel will also ask for Service Award payments of $4,500.00 for each of the Class Representatives. Service Award payments will also be paid by Parks Heritage.
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If you do not want to be part of the Settlement, you must formally exclude yourself from the Settlement. This is called a Request for Exclusion, and is sometimes also called “opting out.” If you opt out, you will not receive Settlement benefits or payment. However, you will keep any rights you may have to sue Parks Heritage on your own about the legal issues in this case.
If you exclude yourself, you are telling the Court that you do not want to be part of the Settlement. You will not be eligible to receive any Settlement benefits if you exclude yourself.
The deadline to exclude yourself from the Settlement is August 7, 2026.
To be valid, your Request for Exclusion must have the following information:
the name of the Litigation: Joanne Vannier and James Ciuffo v. Parks Heritage Federal Credit Union, Case No. EF2025-73702, pending in the Supreme Court for Warren County, New York;
your full name, mailing address, telephone number, and email address;
personal signature;
the words “Request for Exclusion” or a clear and similar statement that you do not want to participate in the Settlement.
You may only exclude yourself—not any other person.
Mail your Request for Exclusion to the Settlement Administrator at:
Parks Heritage Data Security Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
Your Request for Exclusion must be submitted, postmarked, or emailed by August 7, 2026.
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If you are a Class Member and do not like part or all of the Settlement, you can object to it. Objecting means telling the Court your reasons for why you think the Court should not approve the Settlement. The Court will consider your views.
You cannot object if you have excluded yourself from the Settlement (see Question 15).
You must provide the following information for the Court to consider your objection:
the name of the Litigation: Joanne Vannier and James Ciuffo v. Parks Heritage Federal Credit Union, Case No. EF2025-73702, pending in the Supreme Court for Warren County, New York;
your full name, mailing address, telephone number, and email address;
a clear description of all the reasons you object; include any legal support, such as documents, you may have for your objection;
if you have hired your own lawyer to represent you for this objection, provide their name, bar number, and contact information;
whether or not you or your lawyer would like to speak at the Final Approval Hearing;
information that proves that you are a Class Member (such as a notice you have received); and
your signature (or, if you have hired your own lawyer, your lawyer’s signature).
For your objection to be valid, it must meet each of these requirements.
To be considered by the Court, you must file your complete objection with the Clerk of Court by August 7, 2026. You must also send a copy of the objection to the Settlement Administrator.
Clerk of the Court | Settlement Administrator |
Clerk of the Court | Parks Heritage Data Security Incident Settlement |
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Objecting is telling the Court that you do not like something about the Settlement. You can object to the Settlement only if you do not exclude yourself from the Settlement. Excluding yourself from the Settlement is opting out and stating to the Court that you do not want to be part of the Settlement. If you opt out of the Settlement, you cannot object to it because the Settlement no longer affects you.
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The Court will hold a Final Approval Hearing on November 2, 2026, at 9:30 a.m. Eastern Time, virtually on Microsoft Teams.
At the Final Approval Hearing, the Court will decide whether to approve the Settlement. The Court will also decide how Class Counsel should be paid, and whether to award Service Award payments to the Class Representatives. The Court will also consider any objections to the Settlement.
If you are a Class Member, you or your lawyer may ask permission to speak at the hearing at your own cost (see Question 16).
The date and time of this hearing may change without further notice. Please check this website for updates.
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No. Class Counsel will answer any questions the Court may have. You may attend at your own expense if you wish, but you do not have to.
If you file an objection, you do not have to come to the Final Approval Hearing to talk about it; the Court will consider it as long as it was filed on time. You may also pay your own lawyer to attend, but you do not have to.
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If you do nothing, you will not receive a benefit from this Settlement.
You will also give up the rights described in Question 8.
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This website and the Notice are a summary of the proposed Settlement. The full Settlement Agreement and other related documents are available on the Important Documents page.
If you have additional questions, you can ask for free help any time by contacting the Settlement Administrator at:
Parks Heritage Data Security Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
Email: info@ParksHeritageDataIncident.com
Call toll free, 24/7: (833) 421-7241
You can obtain copies of publicly filed documents by visiting the office of the Clerk of the Court, Supreme Court of the State of New York, Warren County, Warren County Municipal Center, 1340 State Route 9, Lake George, NY 12845.
Do not contact the Court or Clerk of Court regarding this Settlement
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